Visit the Credit Union the week of April 22-28 and help the us celebrate National Credit Union Youth Week. This year’s theme, “Be a Credit Union Super Saver” shows youth and teens how we can help them utilize their own strengths and credit union resources to meet financial goals. The Credit Union will have the following events going on during Youth Week:
Youth Savings Challenge: We challenge youth’s of all ages to take part in a National Youth Savings challenge. Each youth who deposits into their savings account during Youth Week will get a coupon for a free cookie at Cook’s Subway.
Coloring Contest: For Grades 5th and under, Coloring Sheets will be available at the Credit Union and passed out at school. The grand prize will be a Kindle.
Drawings: For grades 6th and up may come into the Cook Area Credit Union and register to win a Kindle.
Financial Education: Staff from the Credit Union will be coming into the schools teaching about various financial topics.
Hope to see you at the event!!!
Did you know you can get your monthly statement via our online banking website? You can go Green by signing up for e-statements. The average cost per paper statement is $5.00. This includes the cost of the paper, ink, envelopes, postage and the staff hours to prepare the statements for mailing. Call the credit union office today to sign up.
We have partnered with the Country Store offering to our members who are purchasing a new or used vehicle, or refinancing an existing vehicle loan at another financial institution with us, gas certificates worth up to $200.00. We have fantastic loan rates. We are discounting our already low rates by 1%. That means you could finance a new vehicle for as low as 2.99% or a used car for as low as 3.49%. If you have recently purchased a new or used car you can refinance it with us for the same low rate.
Paper savings bonds will not be sold through the credit union or any other financial institution or by mail order after December 31, 2011. You can buy electronic savings bonds online through TreasuryDirect: www.treasurydirect.gov. This move is expected to save taxpayers an estimated $70 million over the next five years. You will still be able to redeem your paper bonds at the credit union. If your paper bonds should be lost, stolen or destroyed you can have them reissued in paper or electronic form.
Moneydesktop is now available to all on-line banking users. If you are not presently using our on line banking service, and would like to start, call us today and we can get you started. Moneydesktop is a personal financial management tool that you can use to keep track of your expenses and spending habits. You can organize and track all of your finances in one location. You will have the ability to not only track your credit union accounts but you can add accounts, such as your credit cards and loan payments at other financial institutions. You can also create a budget and monitor how you are doing. Moneydesktop also has an app for your phone. It is a great financial tool and we think you will enjoy using it. All you need to do is use our free on-line banking service.
Fraud prevention is a serious matter. It has come to our attention that some of you may have experienced a pop up when you have visited our website. We would never ask you to enter information about your account in this manner. If this happens to you close the pop up immediately, do not enter any information. This should be standard practice whenever you are asked for account or personal information in this manner. There are always fraudsters out in the cyber world trying to get access to your information. It is always a good practice to never enter your personal information, unless you have initiated the contact.
We would encourage you to use your credit card rather than your debit card when purchasing on line. Your credit card company will give you credit back on your account for transactions you did not initiate. We have found that when you use your debit card, there may be NO credit for the transaction. We of course will credit your account, but the credit union will take the loss. These losses will have a negative effect on the credit union.
